Recently, several dozen banks have been deprived of a Bank of Russia license, which led to their liquidation. The unpleasant news of the closure of banks affected many investors. Which credit institution to entrust their savings with - this problem worries a considerable number of the country's population. We have compiled the top 10 banks of Russia in 2015 in terms of reliability and we hope that this information will help our readers make the right choice.
To compile the rating, we used data from Forbes magazine and the largest Russian financial Internet portals.
Recall that upon closing the bank, the depositor will be obligatorily refunded the deposit amount, but not more than 1 million 400 thousand rubles. This is the so-called deposit insurance. Previously, its amount was 700 thousand rubles. You need to take a reasonable approach to choosing a bank, and then the news about closing another credit institution will not affect you.
10. Rosbank
Rosbank It is in tenth position in the top 10 banks of Russia in 2015 in terms of reliability. In terms of assets, it takes 12th place among Russian banks. Clients of the organization include more than 3 million people and about 100 thousand organizations. The activities of Rosbank in the financial market have been repeatedly awarded. The bank has 550 branches throughout Russia. Assets - 1 billion rubles.
9. Promsvyazbank
On the 9th position in the top 10 most reliable banks in Russia in 2015 - “Promsvyazbank. In terms of assets, this financial institution for 2015 takes 11th place among Russian banks. About two million people and about one hundred enterprises use the services of Promsvyazbank. The Bank has 250 branches and branches in the settlements of Russia, as well as in Ukraine, Kazakhstan, India, China, Switzerland and Cyprus. Assets - 1.2 trillion rubles.
8. UniCredit Bank
The eighth place in the ranking of the best banks of Russia in 2015 in terms of reliability is "UniCredit Bank". This is one of the largest credit organizations in the country. UniCredit Bank is also the oldest commercial bank in Russia. He specializes in providing a wide range of services for both private clients and organizations. Bank assets are approximately 770 billion rubles. The customer base has about a million people and 22 thousand organizations.
7. Bank of Moscow
«Bank of Moscow»Ranked seventh in the ranking of the most reliable Russian banks in 2015. Assets - 2.4 billion rubles. In 2011, VTB acquired a controlling stake in the bank. It is planned to join the bank to VTB by 2018. The services of this financial institution are used by 9 million people and about 100 organizations. The bank has 309 branches throughout Russia. In addition, the Bank of Moscow includes 4 subsidiary financial institutions located outside the country.
6. Alfa Bank
The sixth place in the top 10 banks in terms of reliability is “Alfa Bank"- one of the oldest financial institutions in Russia. According to Forbes, in 2010 he ranked seventh in assets among the largest Russian banks. Assets for 2015 amount to 1.4 trillion rubles. Alfa Bank is a universal financial institution providing a wide range of services. The bank has 110 branches and branches around the world. One of the activities of the organization is the introduction of modern technologies in the field of customer service. For this, the Alfa-Touch mobile application was developed, which allows you to create a card for a period of one year. The bank also issued AlfaPay watches with a built-in debit card.
5. Russian Agricultural Bank
In fifth place in the list of the most reliable banks in Russia in 2015, "Russian Agricultural Bank". 100% of the shares are owned by the Government of the Russian Federation. Assets - about 2 billion rubles. The bank has 78 regional branches and more than 1,500 branches. According to Forbes, it is included in the highest reliability group of banks. In 2014, the activities of Rosselkhozbank were highly noted at the international level - the financial publication The Banker placed it seventh among Russian banks. The main activity is financing of the agricultural sector.
4. Gazprombank
«Gazprombank”, One of the largest financial and credit institutions of the country, is in 4th place in the top 10 banks of Russia in 2015 in terms of reliability. It has an extensive network of branches and subsidiary banks and is one of the three largest credit organizations in Russia. Assets - 3, 8 trillion rubles. Bank services are used by more than 3 million individuals and about 45 thousand legal entities. It is engaged in lending not only to the gas industry - the bank provides a wide range of services to participants and other industries. Actively involved in large interstate projects.
3. Citibank
«Citibank»In the Forbes ranking of the most reliable banks in 2015, takes first place. In our top 10, he is in third position. The bank is part of the financial corporation Citigroup. Assets - 387 billion rubles. It has 50 branches in 12 cities of Russia. About a million individuals and 3 thousand organizations use Citibank’s services.
2. VTB Bank
The second place in the top 10 Russian banks that inspire confidence is “VTB Bank". He takes second place in terms of assets. 60% of the bank’s shares are owned by the state, which guarantees its reliability. Assets - 13 trillion rubles. It has more than 20 subsidiary financial institutions. The main activity is aimed at serving corporate clients. The regional network consists of 23 branches and 108 divisions.
VTB Bank is actively involved in charity and sponsorship activities.
1. Sberbank
«Sberbank»Is in first place in the list of reliable banks in Russia. It is one of the largest credit and financial organizations in the country and has the most extensive network of divisions - more than 17 thousand branches. It provides a wide range of services to the population and legal entities. The main shareholder of the bank is the Central Bank of Russia. It ranks first in assets among other Russian banks - for the current year they amount to about 25 trillion rubles. It has a large number of subsidiaries. The services of Sberbank are used by more than 25 million individuals and about a million organizations.